HDFC Bank Personal Loan Kaise Le Are you also going through financial difficulties or anyone can face financial difficulties, and in such a situation every person may need a loan. So HDFC Bank is also a major bank which provides personal loan to its customers. If you also want to take a personal loan from HDFC Bank, then in this article
you have been given complete information about the entire process, interest rate, benefits, eligibility, documents etc.
HDFC Bank offers personal loans up to ₹40 lakh to its customers. You can apply for a smaller or larger amount as per your requirement. Even if you need a loan of less than ₹40 lakh, applying with HDFC Bank would be a good option.
HDFC Bank Personal Loan Know HDFC Interest Rate –
The interest rate on HDFC Bank Personal Loan starts from 10.75% per annum. The interest rate depends on your creditworthiness, income, and other factors. If you have a stable income source and good credit history, you are more likely to get a loan at a lower interest rate.
Know the benefits of HDFC Bank Personal Loan –
There are many benefits of taking a Personal Loan from HDFC Bank:
Flexible repayment period: HDFC Bank provides you a long time to repay the loan, so that you can repay the loan through small installments.
Miscellaneous use: Personal loan can be used for marriage, medical emergency, daily expenses, or any other purpose.
Online application: You can also get a loan by applying online from home, which saves time and avoids running around.
Available for all men and women: Both men and women can apply for a personal loan in HDFC Bank.
What is HDFC Bank Personal Loan Eligibility? Know – Following are the eligibility criteria to get a Personal Loan from HDFC Bank:
Age limit: The age of the applicant should be between 21 to 60 years.
Required income: If you have an account in HDFC Bank, then your salary should be ₹ 25,000 per month. For account holders of other banks, a minimum income of ₹50,000 per month is required.
Stable job or business: The applicant must have a stable income source, such as a regular job or business.
What are the documents required for HDFC Bank Personal Loan –
The following documents will be required to take a Personal Loan from HDFC Bank:
Identity proof: Aadhaar card, voter ID, passport, or driving license.
Address proof: Utility bill, ration card, Aadhaar card.
Income proof: Bank statement, salary slip.
Other documents: Latest Form 16, income tax return, etc.
Know the repayment period of HDFC Bank Personal Loan
The repayment period of a Personal Loan from HDFC Bank can be up to 72 months, i.e. up to 6 years, you can repay the loan amount through installments as per your convenience.
Know the process of applying for HDFC Bank Personal Loan –
Know the process of applying in the branch:
Find the nearest HDFC branch: First of all you have to find the nearest HDFC branch.
Get information from the employee: Reach the branch and get detailed information about the personal loan and ask the answers to all the questions.
Fill the application form: Get the application form by submitting the required documents and fill the correct information in it.
Submit documents and application form: Fill all the documents and application form correctly and submit it to the bank.
Know the Step By Step Process of HDFCBank Loan Apply Online?
To apply for Personal Loan online from HDFC Bank, you should follow the following steps. This process is simple and convenient, so that you can easily apply for a loan.
Step-by-Step Process:
Visit the official website of HDFC Bank
First of all, go to the official website of HDFC Bank (https://www.hdfcbank.com) in your web browser. Will be
Click on BORROW option
On the homepage of the website, you will see many services. From here, choose the “BORROW” option, as it is for loan options.
Click on Popular Loan
After this, different types of loan options will appear. Click on the “Popular Loan” option.
Click on Personal Loan option
Now, you will see information and options related to Personal Loan. Here you have to click on “Personal Loan”.
Get loan information
Get all the information about Personal Loan. Detailed information about interest rate, loan amount, repayment period etc. will be given in this. After this, click on “Apply Online” option.
Select Occupation
The next step will be to choose your profession (occupation). Select your appropriate category from this option like, job profession, business, etc.
Fill the loan application form
Now an online application form will open, in which you have to enter your personal information, income proof, contact details, PAN card, etc. Here you have to fill your complete information correctly.
Submit after entering the information
After filling all the information correctly, click on the “Submit” option. Keep in mind that you have filled all the details correctly.
The application will be submitted successfully
When you click on “Submit”, your application will be registered in the HDFC Bank system. You will get information from the bank about the status of the application.
Taking a Personal Loan from HDFC Bank is now a simple and convenient process. In this article, you have been told the application process, eligibility, interest rate, and document information, so that you can apply without any hassle. You can easily get your Personal Loan by visiting the bank branch or applying online.